Isn't this totally retarded? It states i might get charged $25 if i exceed the value available for use on my card?
So if i buy a $60 item with my gift card, i have to pay 85 bucks?
Do i have to buy an item that's worth EXACTLY 50 bucks in order to get the most […]
I need help with our mortgage. Ok our loan was for 250k it is a 30 yr conv w/ pmi at 7.625. Our payment was 1996.00 a month for the first year but then it went up to 2632.65 because they said that there was an escrow shortage on our part. Anyway we really need […]
I've been getting a lot of emails lately claiming that there has been “irregular activity” on my account, and I needed to email back to give my account information, such as the number, etc., and saying my account would be closed unless I did this.
At first, I just ignored them because they were “companies” I […]
My credit score is 764 but GMAC states I have too much on credit. We have no delinquent payments but no extra money to pay off the $39K loan. GMAC says I should have called 3 months ago. I would have if they would have notified me of the maturity. What’s […]
Is it just so the collection bureau will no longer report it? But I still have to wait until the 7 years is up before the original creditors' claims fall off my credit report?
Answer: Paying the debt off will prevent it from being sold repeatedly to other collection agencies in the future. If the […]
Dose it state the full sites url like say this answer.yahoo.com will it jsut say that or something like this http://answers.yahoo.com/question/ask ????
Answer: No, the only place that info will appear is on your credit card statement. Your credit report will only have general info such as total amount owed to the credit card company, how […]
Is is considered harassment or something if a debt collector calls my parents or other family members? Thanks!
Answer: Im a debt collector…and yeah we’re allowed to even call your work place but we’re not granted to tell them its about your credit card or loan….we have the ability to only state personal banking mater
Answer: The […]
Of course they can, just like people purchase new vehicles everyday and have made late payments on their old one.
The thing you have to remember is you’ll most likely not get as good a rate due to the late payments.
Answer: It depends on how late you were and how long ago it has […]
IM planning on buying a motorcycle. its considered a crdit card loan not an auto loan. so if i purchased a bike for 9499.00 at 7.9% interest rate, i would only pay like 750.421 in interest.
Answer: NO. In BOTH cases, you pay the FULL accrued interest each month. Therefore, they DON'T […]
Yup. Manage your money. Put away 10-20% of each paycheck in to savings so that you have money for unexpected expenses. Live within your means. We'd all like to have a large home, costly automobiles, and brand name clothes, but we all just can't afford it. The downside of not […]