My mother in law took out a payday loan through Ace and has not repaid it. As of right now it is in their collections department, but I want to know if it will just stay a collections issue or does she have to worry about a warrant for a hot check.
Answer: Ok here is […]
http://www.annualcreditreport.com
That is the official government site. Any other site will charge you money.
Answer: You can go to sites that will provide a free credit report (I believe there is a “freecreditreport.com”). But you need to be careful… they will give you a free credit report, but in all the minutia and fine print that […]
I would like to thank you all for your input but in reading the answers I believe that I needed to revise what I said. Trans Union gave my credit report to a collection agency but I was not the person they were looking for. The other persons name is John Washington my name is […]
Travel travel travel!!! As soon as this semester of university is over (yes, I would finish school) I'd be over in Europe somewhere for a couple months travelling by myself… then maybe on a Caribbean cruise with some friends… aaah if only!!
Answer: pay off all the effers and tell them off. buy a sweet […]
I need to get my credit score up to get a better interest rate on a home loan and do not have the money to pay off all of my credit cards, but I can pay them down by 20% does anyone know about how many points that can add to my credit score? Thanks!
Answer: […]
I don't have a checking account and I need a credit card. I don't have a credit rating. Is there a pay as you go credit card I can get?
Answer: you can purchase a prepaid credit card—-although its actually a debit card technically…but it works like a credit card
Answer: you can apply for […]
Does anyone have any insight on this credit card?
Is it available to people who have no credit history??? Personally I've always used Debit cards but need a credit card for gas benefits…..is this a good option???
Answer: If your getting a credit card the first time, Chase will probably not approve you. There kinda picky […]
I shopped at NY and company and made some charges to my credit card early this month. Well, the charges are not showing up as due on the 2nd like the others…why aren't they coming up? Am I supposed to pay them next month?
Answer: Don't worry they will be there. If they are not there […]
I used to own this card about 5 years ago. i was late on payments and they had put it to a collection agency. paid everything about 6 months later. this really ruined my credit. now theyre sending me preapproved letters in the mail. what does this mean? am i eligible to apply for one […]
They are trying to collect a debt from me that I am trying to settle with the creditor but they wont get off my back even though they have nothing to do with me really?
Answer: First if Allied is trying to collect on behalf of the creditor you may have no choice in to deal […]