or do you have to wait 7-10 years? Because that is way to long when you are extremely dedicated to making credit better.
Answer: If it's legit, it stays the 7 years. That's why it is important to pay your bills on time and keep a good credit history.
The good news is that the older […]
So I have been without work for a year and I contacted capital one stating this. I was hospitalized twice and put on bed rest due to pregnancy which caused me to loose my job. I couldnt make payments while I was in the hospital. I contacted them by phone and spoke with a representative. […]
I currently have paid off my credit card (one of them) and I am dealing with settling with another. I currently want to rebuild my credit. I wont use the card. I might spend 10 dollars and pay it every month. Has anyone found a credit card company that is not an *** is helpful. […]
What is the STARTING CLOCK for the unsecured debt statute of limitations per California law (allowing creditors to sue you). I'm having trouble pinning it down. Specifically is it:
- date of your last payment
- date of your last actual use of the card
- date of the DUE DATE on your bill that […]
i got an american express giftcard (the ones that look like a credit card and can be used at like any store) can I use the card to order stuff on amazon?like the card has a number on it, but im not sure if it works for ordering stuff online.
Answer: It should work just […]
…actually not MY credit rating, but my girlfriend's. She has pristine credit, but a recent injury sent her to the emergency room and now all the various medical bills have piled up and we can't pay them (some are in the $1,000's). The charges are ridiculous and we don't know what to do. […]
Quit buying porn.
Answer: first, i am 34 years old. i don't have any credit cards because i believe in paying cash. why pay more with interest? i was trying to set up an account for my son, and was asked for a credit card number to verify my age. […]
I had a guy call for some collection agency last week demanding 15k for a credit card from 2000. I could not pay it at that time, and it went away. I am paying it now with a 9.5 percent on my house payment out here in CA. […]
You know, those ones they sell at Walmart. Do they work online because i want to buy things from Musiciansfriend.com and Guitarcenter.com without an actual credit card. Would it work? 5 points for best answer.
Answer: Yes it does. But be careful with those prepaid credit card. They are mostly for people with bad […]
It is used to help assess how responsible you are. If you pay your bills on time and stay out of debt, it may be an indication that you are mature and responsible. If you spend far more than you can afford, it may indicate that you're irresponsible. If you're irresponsible in your personal life, […]