i have a credit card in which the entire balance is taken in full on the 28 of each month directly from my checking account. I have a 25 day grace period. Lets say i have a balance of 250 bucks on the 3rd of january and i use the card and spend 200 dollars […]
So I added up my total debt today and its about $9,500. 6,000 of it credit cards. Im 24 and wanting to finally start my life - get married, move out of my parents, build up a savings. And I want to consolidate my debt. Would you recommend going through a consolidation […]
I have credit history but messed up on a few accounts. My total deregoratory or collection charge offs don't add up to more than $2000. Will taking care of them help my score at all or should I just wait for them to clear. One is due to clear in a couple of months and […]
Is there a time limit on collection of debt in state of Missouri ?
Answer: Written agreement that contemplates the payment of money or property: 10 Years, (Mo.Rev. Stat. §5l6.ll 0). NOTE: Under certain circumstances, the contractual statute of limitations may be reduced to five years.
Open accounts: 5 years, (Mo. Rev. Stat. §5l6.l20).
Sale of goods under […]
if i get notified to appear at a court summons for not paying a credit card bill can i get arrested if i dont show up?
Answer: NO, they do not issue arrest warrants for small claims court (which is where collection agencies go). This is a civil matter, warrants are only issued in criminal charges.
If […]
I established credit back in 2001 and 2002 for 5 credit cards, anyways I couldn't make my first payment on either cards due to getting a DUI at age 19. After all of these years I went to school and not worring about my credit. Now that I'm getting offered a Good pay career […]
I've heard different answers, some say don't bother it won't change anything and some say do pay it off. Please any advice would be appreciated! Thx
Answer: It will continue to show on your credit as unpaid each month until it is paid. Once it is paid off, it will eventually disappear from your credit. […]
Is using credit card abroad is better if that country's local currency exchange rate is strong ( i.e. pound-peso rate or dollar-peso rate)?
Answer: It's not the country's exchange rate you should worry about, it's your own credit card company's you should worry about…they are gonna always do what's best for them, not for you.
Answer: NO […]
I am handicapped and wish to get a long term payday loan to help myself and my boycousin out we only make a little over 600 dollars a month does anyone know of a company that will help us without asking us to buy a credit card we don't need one of them also I […]
Credit is bad, can any one tell me if credit repair services really work.
Answer: Credit repair is a scam.
Also, a good resource is…
http://www.safelinked.info/jump.php?link…
Best of luck.
Answer: NO! Forget the whole idea. There are some places our there that are slightly more legitimate than others but the bottom line is that your credit is composed of […]