Archive for the "Credit" Category

27
Feb

Zombie Debts are haunting me !!!
I had a bellsouth bell from 1998, yes it was bad and I didn't pay it. It was 1000.00. However when AT&T took over Bellsouth it went back on my credit in 2008 as a brand new debt. And this is not the only thing. Threes been several.
Answer: This is […]

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27
Feb

i'm nearly a junior in college
i have never owned a credit card
i've had a debit card for probably 4 years or more
i've stayed with the same bank, never owed anyone anything, and payed cash for everything or my parents obviously for the car
i need to get a credit score
what do you recommend?
a student card?
a personal […]

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27
Feb

I owe about 7500 $ I am pretty young I’m 21. This is all credit card bills. I need to figure out a way to get rid of this debt and not let it spiral out more! Can you recommend ways that I have the ability to reduce this debt faster or with lower interest […]

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27
Feb

I have debt collectors calling me and threatening me, can they do that ? And by law (Washington State) What can they do???
Answer: The Fair Debt Collection Practices Act (FDCPA). This law requires many procedures to be followed by debt collection companies.
Think it's ftc.gov
Threatening calls aren't permitted. This site ought to give […]

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27
Feb

Can't access my mortgage or car loan. Both are current and won’t be effected by the bankruptcy.
Answer: That's typical of bankruptcy. Call your mortgage company, call your car loan company. Let them know that you plan to reaffirm. Make sure with your lawyer first, you’ve to reaffirm secured debts you wish to keep and […]

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27
Feb

I was under the impression that the percentage rate set when our card account was shut could not be increased but now I see they just increased the APR to 19.99%. I’ve not contacted them yet as I hope someone with professional experience may answer my question and advise me of my rights. Thankyou
Answer: Roughly […]

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27
Feb

my friend has wanted a boob job for agessssss, she went for a loan to get one but they wouldnt borrow it her coz she paid a £400 phone bill 3 month late, she has a default against her name, she contactd her phone company credit thing n demanding it to be took off and […]

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27
Feb

OK so i bought a psp housing on ebay couple weeks ago . i paid through my paypal which came off my debit card . the housing never came so i contacted the seller and eventually he gave me a refund . i got an email from paypal saying i have a full refund , […]

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27
Feb

right now im in school and my credit isnt really good i owe student loans does anyone know were i can get a student credit card without a credit check
Answer: This situation is faced by many students. Try these articles, it may help:
Loans On Bad Credit
http://www.articleswave.com/finance-arti…
Prepaid Credit Cards for Teenagers
http://www.articleswave.com/finance-arti…
Answer: About student visa card can […]

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27
Feb

I have a CC that used to have a payment due date of 30th and all of a sudden its been moved to the 24th?
Will I get a late penalty not for paying it 1 day late?
I also had another card do this so its not just one.
Answer: There isn't a 30th of Feb - […]

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