Archive for the "Credit" Category

27
Feb

Is there some kind of help for me, like patial unemployment or something along that line? Any info will help. Thanks Joey
Answer: Join the club. This happened to me in 2001. Yes, there’s unemployment in some says for this. Your local say website will have this in their on-line unemployment area.
You will […]

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27
Feb

I went over my card limit only by $50. I didn't pay the minimum balance or anything for months (like 4). I KNOW how bad this is, but I was out of a job and was using my card to pay the bills. My balance got up to about $200 over my limit with late […]

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24
Feb

The answer is hard to find on the internet. Some suggest at least $10000 loaned, or subject vehicle must be only 4 or 5 years old, or max 48 months repayment term, etc. I realize there will be some variables, but there must be some standards here. While we're at it, are there standards for […]

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24
Feb

I’ve 20 % intrest rate on my auto loan. (Yes i had Credit troubles in the past) Anyway i paid nearly 2000.00 in interest last year is that deductable? I know i can use my mortgage interest. But i was curious about the auto loan.
Answer: not any more. They cut that […]

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24
Feb

My credit card is going to expire soon and I was told by a service rep at my bank that I should get a new card in a few days. Do I need to call all my providers (cable, cell, etc) to update the new expiration date? The number WILL still be the same, but […]

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24
Feb

Ok I know there are 3 credit bureaus. What I really need to know is where to start or what to do to mend it? My score I know (in 2000) was over 750 but now it's way low. (bankruptcy and all)

Another question would be - if I had a collection say like 7 years […]

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24
Feb

now I see that the interest are coming even lower is is 1/2 worth to refinace or should I wait until is a whole 1 point? what about if I can get it for 5.00 now please advise thank you in advance and also how much am I looking at money wise to refinance whats […]

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24
Feb

i got an email saying that i MAY get charged
but i only did it for a few days! and i had NO IDEA that it would charge me and it never stated it would WTF!
Answer: You should read your terms of agreement carefully.
Each company is different and can have different rules regarding what constitutes […]

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24
Feb

Hi I am 19 and have been building my credit since I was 18. I’ve a credit score of 670. I’ve been trying to get credit cards and checked for a car loan but everyone denies me. can some one please tell me why this might be happening. I have a car in my […]

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24
Feb

Back in 2002 I opened a credit card with the worst credit card company, providian. It was for $300 credit limit and I defaulted on the payments out of young stupiditity. They said I owed them now $900 and I then made arrangements for them to take $50 out of my account each […]

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