My husband and I are both insured as “smokers”. We quit smoking cigarettes more than a year ago and the other day I got the brilliant idea to have our policy amended to rate us as “non-smokers”. I just came to realize that I smoked a joint over 3 weeks ago. It was the first […]
It depends. If you chose after-tax coverage the disability benefits you receive will be tax-free. If you chose a pre-tax basis coverage, the premium is tax-free and the disability benefits you receive at the time of filing the claim are taxable. My husband has used short-term disability twice in his life and […]
You mean 401K? You must be more than 59 and 1/2 to avoid paying 10% penalty on your earnings and contributions in addition to paying taxes at current rate. There are cases for which you can get money without penalty.
Answer: It's a 401K. You can take out the money at any time after you […]
Can parents who have a pregnant daughter and she is still under their care and shes underage…can the parents take that girl off their health insurance policy?
Answer: Yes. There is no law saying a parent must provide health insurance to a dependent, pregnant or otherwise.
Answer: Generally speaking, yes (although it would not be a smart […]
Not yet. The government just donated half a trillion dollars (500 billion) to them today. This should carry them for a while in Vegas. Good luck.
a automobile scratch my automobile and we decided just to exchange numbers the doesn't pick up what do i do i only have his tag numbers.
Answer: There are a couple of things that you can do. With the tag number you should be able to contact the police and file a hit & run […]
I’m unable to afford this amount. So the amount has been sent over to bottom feeding collection agencies. I have requested for them to fax me over an itemized bill for the amount of $32,000 and that I will call my Insurance Company to make sure to total is correct before I make any type […]
Self-insurance is found within extremely small organizations (those with less than 100 employees). Old-economy organizations have more realistic medical benefit thresholds of 1,000 employees before they “go self-funded.”
Answer: Not sure if you have looked up on google what the definition of self funded insurance exactly means but I look at this from a standpoint of. […]
We’d a theft last year days before we moved (there were no problems, claim was paid promptly) then just months later, the movers drop our stuff in the ocean during our move. Again, no question about the actual incident. I’ve been with my insurance 15 plus years and they concurred to take […]
hey i had a problem with my nin so they so they sent it out so i rang them up and got a form off them and filled it out it has been a full week now and still no reply how long should this usallu take ?
btw i live in united kingdom
Answer: you can […]