a PROFIT on my Fire Insurance claim if I negotiate a favorable settlement?
Answer: The purpose of insurance is to put you back in the position you were in prior to the loss. Not better. Not worse.
So…..No.
Depending on the type of policy you have, you could end up in a hole. […]
and I negotiate a favorite settlement… does that mean I can actually make a profit on my fire?
Answer: No, you can't ever collect more than the damages caused by the fire.
You don't get paid EXTRA to cover the costs of the PA - the PA gets a cut of the damages.
That means, unless […]
I'm young and (as far as standards go) healthy, but the issue over my mortality looms over my head. I need health insurance. I am a college student and do not work. To get insurance though my husband would be $270 or $400 per month depending on which plan we choose, so buying it on […]
Here's a brief description of the situation:
I bought my house 2 months ago. About a week ago, I noticed that the carpet was wet in my den next to my kitchen. I called American Home Shield (home warranty company) and have had several technicians come look at it. One technician said it […]
These are very old, probably over 50 years, if not much more. They belonged to my great-grandmother who died about 25 years ago. I am thinking I should get them appraised, in case they are worth something. Thanks for any suggestions!
Answer: You might have two options. You can look in the yellow pages of […]
If you do, how would your rate them? How would you compare them to other companies that you have used. I currently use them for car insurance and need to get home owners insurance as well.
Answer: Progressive has a pretty good reputation; I haven't used them, but I know several independent insurance agents who advocate […]
Tell me about it
Answer: I am lucky, I don’t have one. But, my dad did. About 10 years ago, when he was 50, he started having shortness of breath and chest pains. We decided to head to the ER (called his doctor who approved it and urged us to do so). We got there and […]
My husband is trying to quit smoking. He got a prescription for Chantix, and our insurance will not cover it. I guess I’m a bit confused as to why an insurance company wouldn’t cover something that could save your life? If he ends up getting lung cancer they would cover the cost but not something […]
I work at a call center for a major health insurance company and need to get a second and am not sure how to word my duties. Here's what I do:
-Use up to 12 personal systems daily
-Review claims and benfits to decide claims need to be reprocessed
-Explain benefits to members
-Explain why we paid certain amounts […]
i have a hernia that i have had since i was 18 is there a place were you can go to have it fixed if you dont have medical insurance.
Answer: If you have a low income, begin searching on the internet for “sliding scale medical” clinic/hospital. They will adjust your fees based on your […]