Archive for the "Insurance" Category

16
Jul

I’m starting a new small rental business in Boston, MA and was wondering that the process is for getting business insurance. Is it just like getting vehicle or homeowners insurance? Are the premiums the same as those, too (as far as monthly payments or one time per year payment)? If you started […]

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16
Jul

I dont want to do it but i tried just about everything, includin take over the payment for free.
Answer: What do you mean, what happens. You turn the bank over, they sell the vehicle at auction, they bill you for the difference between the loan balance, the auction fees, and what the car brought. […]

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16
Jul

I’m starting a company and am looking to get average prices and best companies to get small business insurance. Help!
Answer: You forgot to mention what your small business will be doing. The rates vary significantly between different occupations. I’m sure that you already know that the rates for a small business that replaces roofs will […]

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16
Jul

I found out the scoliosis surgery cost was 100,000 dollars and was just wondering if medical insurance covered any of the cost?
Answer: I am pretty sure most insurance companies do. (with a doctor's refferal, obviously.) Mine did. Also, when I got my surgery it was $70,000 including staying in the hospital, shots, epedural, screws, rods, […]

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16
Jul

My brother's girlfriend is 19 and she gets her health insurance through her mother's job. She and my brother are thinking about getting married. Will she lose her health insurance? My brother is self-employed, so he doesn't have health insurance.
Answer: 99.999999% of the time, yes. A person wouldn’t be eligible to […]

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16
Jul

I bought a shirt from a dept store and washed it before using it. A button got ripped off during the wash. The dept store refused to exchange or refund. Should I ask for a chargeback through Amex, or make an insurance claim, again through Amex's buyer protection (or whatever it's called).
Answer: Sheesh, can't you […]

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16
Jul

I live with my mum and she has home insurance that covers my laptop. A tiny while ago my laptop dropped off the sofa and one of the hinges cracked. I dropped it again today and its completly broken. The screen wont stay up by itself and i have to lean it against something. Can […]

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16
Jul

i have reason to suspect that someone i'm related to has taken out a policy on me without my permission. what’s the best way to find out. this person has not lived with me for nearly 20 yrs and i don't trust her and would not be surpised if she has done this […]

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15
Jul

I think I hurt my rotator cuff but it only bothers me while using the throwing motion. I could wait a few months to see the doctor if that would help.
Answer: Sorry, but I'm afraid it is too late to get insurance to cover this situation. This would come under the “pre-existing conditions” […]

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15
Jul

a PROFIT on my Fire Insurance claim if I negotiate a favorable settlement?
Answer: The purpose of insurance is to put you back in the position you were in prior to the loss. Not better. Not worse.
So…..No.
Depending on the type of policy you have, you could end up in a hole. […]

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