It's something you can get at your bank. You deposit a dollar amount, usually a minimum of $500, and agree to let the bank use it for a specific amount of time, starting at 6 months and going up to 5 years or more. In return, you can earn a higher rate of […]
I live in Ohio and my husband and I are filing bankruptcy. I was reading about bankruptcy laws and saw where it said that student loans could be included if the judge ruled that it would cause undue hardship. What does this mean, and when is it considered an “Undue hardship”
Answer: Student loans are generally […]
It depends on where you’re living, in the United States you should be able to keep most of your assets. The best person to speak to is a bankruptcy lawyer.
I also seen ing direct has a account called a custodial account now which is superior? They have a education savings account also. Just getting thoughts.
Answer: Education Savings Account has to be used for education purposes per the IRS. Custodial accounts the money can be used for anything and should benefit the child. I […]
Assuming that you’ve a vehicle already too. decent credit rating. Let's say i want a studio or single-person apartment too
Answer: Py off all your debt first. Credit cards, Car, student loans, everything. Then make sure you’ve at least 6 months of living expenses saved in an emergency account. If you lose your job when you […]
My husband is being laid off this week. We are trying to plan ahead using “worst case” senario. We just bought our home in Sept. 08. Our home payment is very reasonable and we weren’t one of these couples who purchased a home that they could not afford. Saving our home and feeding our kids […]
I wired some money to my bank account in germany last friday. How long should this SWIFT transfer take? Would the amount reach my german account this day or shall I wait more? thx
Answer: Foreign wires which involve Quick Payments can take up to 5 business days. It's like sending an email from one bank […]
They are going to want some track record how you handle money, so it will be tough to get home loan without bank account, but If you’ve solid source of income, large down payment you’ve a shot at getting a mortgage or home loan if you have paid off home and not asking for too […]
Hi
I am planning to become a police officer, and they’ll be checking my financial status, and this includes CCJ's. I missed council tax payment deadlines and this resulted in court summons, to which i was not able to attend.
As these are past issues (2 years ago) and are paid, what can i do to […]
We had a bk back in 1998 and the small town bank we’ve our mortgage in [we reaffirmed our mortgage] and 2 other small loans 1] $900.00 2] $705.00. as all of us have been hit with this recession, my husband went up to take out a loan for our property taxes–the bank stated sure […]