Jul
the law offices of james west called my home that i share with 3 other people and my answering machine picked up. they left a msg for me stating they are a debt collector and this was an attempt to collect a debt.
is this legal? oh yeah they did mention that if this isn’t me, to disregard the message. but to me they just told my roommates that i have a debt.
Answer:
they should first give you something in writting i would ignore it until you get a bill or something and then try to contact them in writtnig:. do not give them any information if you really owe them something they should already have your information:.
remember collector do this for a living so they’re smart and tricky:. don't fall into their traps in california any dept that's older than 4yrs doesn't have to be repayed:.
Answer:
Of course they have the ability to leave a message.
If you don't want your room mates to know you have a bill you have not paid…….pay all your bills. Then debt collectors have no reason to call you.
Answer:
1. LAWYER UP!
2. NEXT TIME THEY CALL ANSWER THE PHONE AND TELL THEM TO WAIT .SET THE PHONE DOWN. WASTE SOME OF THERE TIME. COSTS THEM MONEY AND TIME.
Answer:
All they're suppose to do is leave their name and number. Book Mark it-> del.icio.us | Reddit | Slashdot | Digg | Facebook | Technorati | Google | StumbleUpon | Window Live | Tailrank | Furl | Netscape | Yahoo | BlinkList