Feb
as a real estate agent I hate call the loan officer all the time to check on somene credit, I have soo many low scored clients that I begin thinking the loan officer is playing me as a fool and she is telling me my cients doesnt have any credit and then she gave those leads to her real estate friends. I wonder is there a website that offer unlimited credit checks and score for a monthly fee? if yes where?
Answer:
A real estate agent should NOT be checking the credit of potential clients. What you SHOULD do is advise them to get preapproved with a lender. The LENDER should do the credit checks - not you.
Answer:
http://www.allbusiness.com/personal-fina…
Not that simple… because you need written permission from each individual you want to run a credit check on. But… you can charge a non-refundable fee to your client to run the credit check.
Most landlords do it this way. With the written permission for the credit check comes a one time non-refundable fee (usually around $60) which reimburses the landlord for the fee they pay to the credit bureaus to run the credit check.
The above article explains it superior and also has a link to a form letter that you can use to get the client's permission in writing for the credit check.
Answer:
Not sure I'd want my real estate agent to check my credit. Not sure it's his/her business. Financing and my score is between me and the bank.
Answer:
http://www.experian.com/
It might not be the one you want, but it will begin you on the route to finding the one you need.