Or should I lock in at the best rate I can get tomorrow?
Credit score is excellent, over 740;
My 6.375% is 3.5 years old.
I'm thinking I can get a fixed 15 year note to replace my fixed 30 yr note, and afford something around 5-5.5% if available.
By the way, we've been paying down […]
So my girlfriend is getting calls from collectors about the money she owes on her defaulted school loans. They are willing to give her a deal if she pays. The original amount was around 40 thousand dollars before intrest 6 years ago. She also has around 13 thousand on her credit cards. She is in […]
I read about it all the time and all that happens is that the interst rate in my moneymarket and savings account goes down. Can someone explain what is happening?
Answer: It means the Federal Reserve Bank (not affiliated with the US government) charges US member banks less to borrow. Banks can then offer lower rates […]
Muslims disapprove of interest payments (don't we all!), so there is this idea that (for instance) instead of getting a loan to buy a house - an islamic bank buys it, and then sells it to you at (say) three times its current value and allows you to pay be installments over the next twenty […]
I have a 40 hr per week job… $11 an hour. But I just recently went to the dentist today to have my wisdom teeth pulled [appt next friday] and my insurance only covers $1200. I have to pay $980. I have that money in my savings but I need to find a way to […]
if i wanna take a bank loan of about 90 -100k how much do my garantor need to earn per month roughly?? the interest rate of repayment is 5.58% per annum.. i called the bank i intend to take loan from and that person told me 30k! who the fk earns that much per month.. […]
federal employee 401k has several option for one's contributions to one's thrift. there are bonds, stocks of several risks, and a guaranteed fund.
the guaranteed fund makes less of course, but it is safe, you can't lose money.
i am sure that most thrifts have levels of risk in the options you can choose. right now it […]
hey i just sold something on ebay and the person want to pay via Bank Deposit i am with the commonwealth bank and i want to tell the buyer my account details what details do i give the person
thanks
Answer: You give your name BSB and acc.No. and nothing else no pin no.s or anything no […]
1.) A bank wants to earn 6% simple discount on a 90-day $2,000,000 treasury bill. How much should it pay?
2.) A bank paid $2,962,230 for a 30-day $3 million treasury bill. What was the simple discount rate?
Answer: Interest rate (simple) - is the rate, or percent, stated on an annual (or yearly) basis.
If […]
I am so nervous about identity theft- I cant sleep.
TD Banknorth asked for my soc. sec. number on their online application and then once my info was submitted a funny promt came up from my web-browser questioning the safty of the website- I freaked out thinking the site had been hacked into and someone was […]