I moved out of state… playing catch up on credit cards.. by next month i will be cought up. i was really considering bankrupty..but did not want to go that route.. but if i get caught up next month.. how long will it show on my report.. a couple of them i am 3 months […]
Has anyone ever used road runner loans? I am getting auto financing and I was just wondering if anyone has had any experiences with them.
Answer: i have not personally used them but go to www.ripoffreport.com
and see if there are others that have had problems with this company.
Answer: I like the Wiley Coyote Loan Company
Book […]
Has anyone had real problems with them?
Answer: this letter below is a great way to shrug them off, you have to be very carefull when dealing with collection agencies. I have seen way to much where someone makes good and pays up for a certian amount, next thing you know the collection agency […]
A talking moose wants my credit card number. That seems fair to me. What should I do?
Answer: Is this a telephone in the shape of a talking moose? because if it is, you should probably be careful about giving him your credit card number, i mean, he could use it to buy things for […]
I'm looking into some kind of identity theft insurance, which is better? Or do you recommend something else?
Answer: I too have been researching these services. Three viable choices seem to be available in the market nationally: LifeLock, LoudSiren and TrustedId.
LifeLock caught my eye with the CEO publishing his SSN on […]
My credit limit is 2,000. I recently charged a hotel reservation on my card for 1,980. I paid it all off in full yesterday and the payment is not due until Feb 5. Do you think this is going to hurt my credit score, only because I've been told by many people […]
that just doesn't seem legal???Where can I get info on this situation??? Thanks???
Answer: They were generous. Considering it takes on average at least three months of non-payment before the creditor takes action (whereas he defaulted on his part of the loan agreement), he should be thanking them that they gave him a deadline at all! […]
I understand that credit card accounts, mortgages, and things like car loans will affect your credit score majorly depending on when you pay, your balance, etc…
But how much, if any and when, do other bills (insurance, internet, phone, medical..) affect it?
And if they do, will paying them off fix this?
I recently was denied an application […]
Was I suppose to get the at a seperately? If so, is it too late to go and get if for free? I just went through the whole process not even an hour ago. Somone help! I am so confused I wanted my score.
Answer: No, annualcreditreport.com only gives free credit report, not the credit score. […]
Around Christmas, I used my credit card a lot for purchases (I have custody of my 8 yr old brother and needed a little help). I also recently used it for the purchase of a birthday gift. My online account shows a pretty high pending charge, and I am not sure if it is just […]