Mar
I’m unable to afford this amount. So the amount has been sent over to bottom feeding collection agencies. I have requested for them to fax me over an itemized bill for the amount of $32,000 and that I will call my Insurance Company to make sure to total is correct before I make any type of settlement.
I called them again and she asked if my child was on my insurance when she was born. i stated that the child wasn’t on my insurance as she was unexpected at 33 weeks pregnant. My daughter was on there for the granted 30 days and afterwards was put on MediCal. She asked for Medical information and implied that if she had My dauhters medical info, the amount may actually be less or taken care of.
Am I in the safe zone, or is this a cruel trap they plan to take me in?
Answer:
If you are financially eligible for Medi-Cal they are able to go back 90 days from your effective date with them and retroactively pay for any outstanding medical bills that occurred within that time frame, as long as your financial situation during that time was similar to your current one, therefore making you unable to pay the bills yourself.
Best of luck to you and your daughter, everything will work out! ![]()
Answer:
If your daughter was on your insurance for the first 30 days, and then MediCal after that, why did you not get this resolved sooner?
Did you ignore the medical provider's attempts to contact you for insurance information? It sounds like you did not take responsibility for providing information to the hospital and/or ignored their attempts to contact you regarding the account.
Ultimately, it was your responsibility to provide information on any insurance coverage or MediCal that your daughter had.
With the correct billing information, they have the ability to attempt to bill your insurance carrier and also MediCal.
But, its difficult to know at this point what portion (if any) you’ll be responsible for. There are timely filing limits for insurance. If its past the filing limit, your insurance company doesn't have to pay them for the first 30 days (even though your daughter was on the policy). There will be different rules for MediCal than for the regular insurance, of course.
At this point, all you can do is make sure that the appropriate insurance carriers are billed, and then watch for your Explanations of Benefits to see if you’re liable for any portion of the bill.