16
Jan

About two years ago I was reported to chexsystems and since then I have been able to open a bank account…why is this?
Answer: It means that you have an unpaid amount somewhere, or someone has used your identity and the amount is unpaid, and it has come back to bite you in the butt. […]

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16
Jan

I was the victim of credit card fraud and have successfully disputed the item from my report with Equifax, but Experian and Transunion are not removing the items. Experian is impossible to reach much less speak to a real person. Anyone have any suggestions? Thank you so much!
Answer: go to the federal trade commission's website […]

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16
Jan

are there any debt collectors out there that would like to have harsh punishments like prisons and whipping posts for some debtors?
Answer: I know that this is your own opinion but,
I am betting you are a debt collector that thinks like this on his job and breaks every rule of the Fair Debt Collection […]

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16
Jan

Can this, after so long be a negative on my credit report effecting my score? I live in New York (if it makes any difference). If I am not mistaken, a debt cannot effect a score after 7 years of the first missed payment but would like to verify.
The collection agent stated it […]

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16
Jan

dell says i am in there collection dept.. and the interest is piling up..
discovery says i am 2 months behind wants more that i can give them
other discovery say i am 102 dollars behind.. they only emailed me
school wants there money
the rest of them i am current with.. i try to keep them current […]

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16
Jan

…my acount with them was closed by them a year and a half ago as i couldn't keep up repayments after losing my job. i've had no contact with them until today when i phoned to pay off what i owed which should have been over £2000, but they said i owed £156.25p. i'm not […]

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16
Jan

I need a full sentence
Answer: Of course you need to establish a credit history because for huge purchases like a home you will most likely have to borrow the money. The first thing you should do is establish what I refer to as a,” expense fund”. This is a regular savings account that you will […]

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16
Jan

I know it means Annaul Percentage Rate, but I looked at serveral sites already and besides that all it says is that it's the annual rate in which the company calculate your finances? What the heck does that mean and why is having a lower APR better? Also, APY? Thanks alot!
Answer: Having a lower APR […]

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16
Jan

I've made mistakes in the past and want to start fresh! I live in missouri and i think bankruptcy is my only choice right now! What are the guidlines and what can i file on and what can't i file on. Also what's my first step?
Answer: This page will answer all of your questions: http://www.nolo.com/resource.cfm/catID/2…
Answer: […]

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16
Jan

HAVE THESE PEOPLE BEEN RUDE OR HARRASING TO ANY OTHER PEOPLE? JUST WANTING A HEAD COUNT!
Answer: go to www.ripoffreport.com
there are plenty of people that have had problems with collections and you can see if there is anyone at that site that is willing to start a class action lawsuit with you.

Book Mark it-> del.icio.us | […]

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