16
Jan

They are trying to collect a debt from me that I am trying to settle with the creditor but they wont get off my back even though they have nothing to do with me really?
Answer: First if Allied is trying to collect on behalf of the creditor you may have no choice in to deal […]

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16
Jan

or do you have to wait 7-10 years? Because that is way to long when you are extremely dedicated to making credit better.
Answer: If it's legit, it stays the 7 years. That's why it is important to pay your bills on time and keep a good credit history.
The good news is that the older […]

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16
Jan

So I have been without work for a year and I contacted capital one stating this. I was hospitalized twice and put on bed rest due to pregnancy which caused me to loose my job. I couldnt make payments while I was in the hospital. I contacted them by phone and spoke with a representative. […]

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16
Jan

I currently have paid off my credit card (one of them) and I am dealing with settling with another. I currently want to rebuild my credit. I wont use the card. I might spend 10 dollars and pay it every month. Has anyone found a credit card company that is not an *** is helpful. […]

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16
Jan

What is the STARTING CLOCK for the unsecured debt statute of limitations per California law (allowing creditors to sue you). I'm having trouble pinning it down. Specifically is it:
- date of your last payment
- date of your last actual use of the card
- date of the DUE DATE on your bill that […]

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16
Jan

i got an american express giftcard (the ones that look like a credit card and can be used at like any store) can I use the card to order stuff on amazon?like the card has a number on it, but im not sure if it works for ordering stuff online.
Answer: It should work just […]

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16
Jan

…actually not MY credit rating, but my girlfriend's. She has pristine credit, but a recent injury sent her to the emergency room and now all the various medical bills have piled up and we can't pay them (some are in the $1,000's). The charges are ridiculous and we don't know what to do. […]

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16
Jan

Quit buying porn.
Answer: first, i am 34 years old. i don't have any credit cards because i believe in paying cash. why pay more with interest? i was trying to set up an account for my son, and was asked for a credit card number to verify my age. […]

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16
Jan

I had a guy call for some collection agency last week demanding 15k for a credit card from 2000. I could not pay it at that time, and it went away. I am paying it now with a 9.5 percent on my house payment out here in CA. […]

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16
Jan

You know, those ones they sell at Walmart. Do they work online because i want to buy things from Musiciansfriend.com and Guitarcenter.com without an actual credit card. Would it work? 5 points for best answer.
Answer: Yes it does. But be careful with those prepaid credit card. They are mostly for people with bad […]

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