FDIC insurance, is it $100,000 total or $100,000 each bank?

The FDIC insurance, is it $100,000 total for all the money a person has in the bank, or is it $100,000 for each and each bank that a person has money in.

Let's say I’ve $100,000 in two banks and they both “fold”, am I insured for $200,000 loss?

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Answer:
It is $100,000 per bank. You can search on YA for confirmation, since this question has been asked more than once.

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Answer:
I think that it is $100,000 per bank as long as they are different banks. For example, if you’ve 2 account in separate Chase banks, then you will only be covered for $100,000.

Look here for more information.

http://www.fdic.gov/edie/

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Answer:
You are insured up to $100,000 per account number.

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Answer:
Per bank.

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