31
Jan

Simple Discount Rates?

Author: admin

1.) A bank wants to earn 6% simple discount on a 90-day $2,000,000 treasury bill. How much should it pay?

2.) A bank paid $2,962,230 for a 30-day $3 million treasury bill. What was the simple discount rate?


Answer:
Interest rate (simple) - is the rate, or percent, stated on an annual (or yearly) basis.

If time is given in days, ordinary or exact interest must be specified.

Exact

1) 2000000/(1 .06*90/365) =1970842.33

2) (3000000/2962230 -1)*100*365/30=15.51%

ordinary

2000000/(1 .06*90/360)= $1970443.35

(3000000/2962230 -1)*100*365/30= 15.30%

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This entry was posted on Thursday, January 31st, 2008 at 11:46 pm and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or TrackBack URI from your own site.

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